Definition: A car insurance refers to all policies that cover the cost of driving a car for an extended period of time, including medical expenses related to injuries sustained during a collision. The coverage may also include costs associated with damage or loss resulting from accidents or thefts. In summary, it is a type of financial protection policy designed to provide protection against unexpected costs such as medical bills, lost wages, and property damages. Car insurance provides comprehensive coverage for drivers who want to be protected in case of an accident or theft, but also allows the driver to transfer their policy if they decide to move from one insurer to another. Specifically, it covers various aspects of driving safety, including: 1. Comprehensive Coverage: This type includes all aspects of your car's mechanical and structural integrity, as well as any additional expenses that may arise due to damage or loss during a collision. 2. Liability Coverage: Covers the legal responsibility for medical expenses related to injuries sustained while driving. 3. Property Damage Coverage: Provides financial assistance if you are injured or have property damaged in an accident. 4. Collision Coverage: Protects against damages caused by accidents, such as damage to your car due to collision with another vehicle, parked vehicles, or other objects. The cost of car insurance is typically based on the type and level of coverage, and it may vary depending on factors such as location, driving history, age of the car, and driving habits. It's advisable to consult with an insurance agent to get a quote that best suits your specific needs.